Get Affordable
Van Insurance

MyFirstUK has partnered with Next Base Dash Cams and Halfords to bring our customers the best value van insurance with the lowest prices possible. In fact, by opting for our Dash Cam insurance policy, you can save up to 25%* with your next van insurance policy. This policy is ideal for those who have their own van or require insurance for a company van.

At MyFirstUK we offer a range of van insurance options including of cost-saving Dash Cam van insurance. With Dash Cam van insurance, you will receive a Next Base Dash Cam as part of your policy.

All you have to do is choose your preferred Dash Cam model on the Halford’s website. After selecting click and collect, head to your local Halford’s store. Here you will pick up your Next Base Dash Cam, and the team at Halfords will fit it for you, for free! Once your Dash Cam is installed, your policy is active, and you can drive away while saving money.

*The saving made is dependant on a person’s individual circumstances. The MyVan policy can be up to 25% cheaper than the standard non-MyVan policies provided by other insurance providers.

Why You Need Van Insurance

For many businesses, a van is an essential part of your organisation. Without a van, you may lose business, be unable to complete jobs and lack the capacity you and your clients are used to. As a van is a critical aspect of your work and potentially your livelihood, it is essential to have the right van insurance that provides the coverage and protection you and your van need.

Whether you drive a van for your own personal use or for work, it is a legal requirement to insure it.

You need van insurance if you;

• Use a van for commuting
• Drive a van socially
• Have a van as a sole trader
• Drive a van as part of a business.

If you drive a van privately, then you can choose a personal van policy. However, if you drive a van for work, then a commercial policy may be more suitable.
Van insurance is different from car insurance and covers a range of different vans such as;

• Luton vans
• Pick-up trucks
• Single and double cab vans
• Light vans
• Tippers.

Van insurance typically covers vans up to 3.5 tonnes; however, we can also find policies for vehicles up to 7.5 tonnes too!

What Type Of Van Insurance Do I Need?‍

Just like car insurance, there are three different types of insurance that you can choose from, depending on your circumstances. The three options for van insurance include;

1. Fully Comprehensive – This type of policy makes sure that you and your van are fully covered. It also protects your passengers, property and third-parties in the event of an accident. Fully comprehensive also protects you from the cost caused by vandalism and theft.

Our MyVan Dash Cam van insurance policy covers all of these aspects and even protects your windscreen too. This can give you complete peace of mind that everything is covered in the event of a claim.

Furthermore, most of our insurance options will also provide work materials insurance and personal effects insurance too. This means that your belongings are always protected when they are in the van.

2. Third Party, Fire and Theft (TPF&T) – This type of policy will make sure you can cover the cost, should there be any damage to third party property caused by you and your van. Third Party, Fire and Theft policies will also provide sufficient protection for your finances if your van is stolen or is damaged by fire. However, this type of policy will not cover any damage to your vehicle.

3. Third Party Only (TPO) – Third Party Only is the most limited of the three insurance options. This insurance only covers your liability for damage to third party property and injury to others. It will not cover damage to your own vehicle.

Third Party Only insurance is the minimum that you are legally required to have. Many people assume that Third Party Only insurance will be the cheapest available. However, this isn’t always the case. If you’re looking for the cheapest price of insurance for your van, ask the MyFirstUK team for a range of quotes with the different types of insurance options to get an accurate view before making a decision.

It is important to remember that even if comprehensive insurance does cost a little more, it could save you significantly in the long run if you were to have a claim for your van.