Scrap Metal Insurance Quote

Get an affordable vehicle insurance quote for your scrap metal business needs.
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Why choose MyFirstUK for scrap metal insurance?

As a scrap metal merchant or dealer, trying to find an insurance policy that covers your business and interests correctly can be a daunting task particularly in specialist area such as scrap metal. We provide specialist scrap metal insurance from a wide range of industry specialists and tailor them to your specific requirements.

Our scrap dealer insurance is available for certified, scrap metal dealers holding a current scrap metal dealer licence.

However, we can look at new ventures and casual scrap / recycling collectors; and risks will be considered on their own merit. We can typically cover vehicles at 3.5 T, but we can be flexible and arrange cover for 7.5 T or scrap lorries. We will also cover cage trucks and double cab tippers, as well as vehicle transporters and trailers.

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How can I get cheap scrap metal insurance?

To lower the cost of your scrap metal insurance, think about:

  • Paying for the full year upfront in order to avoid extra fees and interest charges.
  • Only insuring a few named drivers on commercial vehicle. Drivers that hold clean licences and are over the age of 25 are also cheaper to insure.
  • Keeping vehicles in a locked garage overnight, if at all possible.
  • Increasing your voluntary excess.

What is covered?

Third Party Only

Third party only (TPO) protects you against claims made by a third party in the event of an accident. Bear in mind, this will only cover the cost of damage to the third-party vehicle, not your own. This is the bare minimum legal requirement for motor trade road risk insurance

Third Party, Fire & Theft

Third party, fire and theft (TPFT) road risk insurance is the same as above, however covers both fire and theft, as well as any damage caused to the car during such a crime

Fully Comprehensive

Most motor trade businesses will opt for comprehensive cover as it can encapsulate many features into one standalone policy. For example, you may want to include public liability cover or an any driver policy as part of your overall cover plan:– Goods in transit– Optional extras can be added to the policy, including windscreen and glass cover and additional, temporary drivers

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