Dash Cam
Car Insurance

Enjoy up to a 30% discount with
our Dash Cam insurance policies!*
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Enjoy up to a 30% discount* with dash cam insurance without needing a black box!

For young drivers, it can be hard to find cheap car insurance. However, at MyFirstUK, we have teamed up with Nextbase Dash Cams and Halfords so that you can save up to 30% on your next car insurance policy.

Our dashcam car insurance policy includes a Nextbase 312GW Dash Cam within the plan. With free installation at Halfords, you can enjoy cheaper car insurance without requiring a black box. It is the ideal discount alternative to having every drive tracked by a black box monitor.

A dashcam not only helps you to save you money on your car insurance policy, but it can also be vital in the event of a claim. While you may feel under pressure with the constant monitoring of a black box, our dash cam policy still offers a discount without tracking your driving. Instead, the dashboard camera sits in your car and will record any incidents that can help you in the event of a claim on your insurance.

We think our dashcam insurance is a no-brainer for young drivers who want to save vital cash on their car insurance policy. What’s more, with a dash cam bundle included in the policy alongside free installation at Halfords, it couldn’t be easier!

*The saving made is dependent on a person’s individual circumstances. The Dash Cam policy can be up to 30% cheaper than standard non-Dash Cam policies provided by other insurance providers.

What Is Dash Cam Car Insurance?

In recent years, there have been lots of technologies introduced to help lower insurance premiums. One popular choice is telematics or black box insurance. Telematics insurance records aspects of driving, including speed, braking habits and cornering. However, some people do not feel comfortable driving while their driving style continually monitored, yet they still want to enjoy savings.

Another way motorists can enjoy savings on their car insurance is through dashcam insurance. Dashboard cameras, also known as dashcams do not monitor driving but instead record the activity on the road. Dashboard cameras can be particularly useful in an incident. This is because the footage will often show which driver was at fault for the incident. This saves drivers a lot of time, money and stress.

While the fact you can show that incidents are not your fault can save money, MyFirstUK also offers discounted insurance for their dashcam policies. A study by Nextbase found that half of those surveyed think that driving standards would improve if dashcams were widely fitted. Furthermore, with dash cams, motorists can enjoy more responsible driving and subsequently lower premiums.

Research has also found that 40% of motorists would feel safer if they were driving with a dashcam on board. This is because dash cams can help motorists to take action against careless drivers and dangerous road activities. Dashcams discourage inconsiderate driving by making motorists more accountable. Hopefully, with more dash cams on the road through dash cam insurance, it will make the roads a safer place to be.

Benefits Of Dash Cams

  • Provides visual evidence that is clear and identifiable in the case of insurance disputes
  • Easy to use and store video evidence quickly with minimal fuss
  • Protects motorists against false accusations
  • Can help road users think twice and encourage careful driving
  • Offers protection for all road users, not just you and your vehicle
  • Can help to reduce the costs in the event of a claim
  • Shortens the time to settle a claim
  • Installation is included in MyFirstUK’s dashcam insurance thanks to Halfords
  • With MyFirstUK, it can lower your premiums too!

Why You Should Use Dashboard Camera

1. Help for contested traffic violations
If you have been penalised for a traffic violation for an offence you didn’t commit, you can use the evidence stored on your dashcam as evidence to contest an unwarranted ticket.

2. Record keeping
If a traffic accident or incident occurs, our adrenaline kicks in, and we can often have very different memories of what happened. Furthermore, other people will have different descriptions of the event. With dashcam footage, it provides the perfect record for what happened when memories are hazy, or the accounts contradict each other.

3. Fight fraud
Sadly, some people claim on insurance fraudulently; this is common with ‘cash for crash’ scams. Having a dash cam can help to provide evidence against people trying to cheat the system and claim for a staged accident.

4. Improve your driving
Many people believe having a dash cam up and running will make people more aware of their driving style. Subsequently, people will adjust their driving to keep a good driving record. Improving your driving will help to lower your premiums too, so it is win-win!

5. Capture the unexpected
When driving, the most unexpected things can happen that we cannot quite believe ourselves. With a dashcam, you can replay these moments and check whether your eyes were deceiving you.

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Cheaper insurance for young drivers

Don’t let high premiums inhibit your freedom. MyFirstUK can help you find cheap insurance for young drivers through a range of different insurance options. Talk to us about the best methods for your needs.

Car insurance for under 25s

For young drivers, your premiums are much higher because there is a higher likelihood you will have an accident and make a claim. You can prove you have good driving habits to reduce premiums with black box insurance.

Car insurance for young people

We do insurance for both boys and girls to get the best price possible. While this may seem unfair, MyFirstUK will shop around for you to find the best deal and cheapest premiums regardless of your gender.

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Low-cost young driver insurance with MyFirstUK

For many young drivers, enjoying the freedom of the open road and the liberating feeling after passing your test is cut short when you discover how expensive car insurance can be. For those who have just passed their driving test and those under 25 years old, car insurance premiums are high. As car insurance is a legal requirement, young drivers need to do all they can to reduce their premiums.

Aspects such as choosing a sensible, low insurance group car, installing a black box to monitor driving habits and taking further driving courses can all help to reduce premiums for cheap insurance for young drivers. At MyFirstUK, we will search high and low to bring you the best deals and offer all the help we can to help reduce your premiums and make enjoying the freedom of the open road much more affordable.

On average, young drivers will have to spend over £1,000 on car insurance. This is because young drivers are considered to have less experience and those between 18 and 24 years old are considered riskier on the roads. This is further evidenced as around 19% of young people have claimed on their insurance within the first couple of years of driving. At MyFirstUK, we want you to be able to enjoy all the benefits that driving can bring. This is why our team of experienced insurance advisors will scour the market to bring you the best deals. We only work with insurers who are pre-approved for their young driver insurance benefits.

With our expertise and our trusted insurance providers, we can find the cheapest deals with the best coverage so that owning a car is much more affordable and enjoyable. At MyFirstUK, we can check through all of the insurance options to find the cheapest insurance for young drivers. As each insurer is different, we will review the terms carefully to ensure you are making the right choice for you and your vehicle.

The three types of car insurance

Third party

This is the minimum level of cover you can need by law. This coverage will only pay out if you cause damage to other people’s property or need to pay compensation or injury-related costs to other people. Third party insurance does not cover you as the driver; it also won’t cover repairs or replacement of your vehicle. Despite having the lowest coverage, third-party insurance is typically the most expensive as the drivers that usually choose this policy are 18% more likely to crash.

Third Party Fire and Theft

As well as the coverage you receive with third party insurance, this type of policy will also cover you if your car is stolen or damaged by fire. This type of insurance can be ideal for those with a cheaper vehicle. However, similar to third party insurance, it is often not the most competitive policy available.

Fully Comprehensive

This type of insurance has the highest level of cover. It will cover damage to third party vehicles as well as damage to your own vehicle. It will also cover a high range of causes of damage such as accidents as well as fire and theft. Fully comprehensive insurance used to be the most expensive. However, younger drivers then started to opt for third party and third party fire and theft insurance to get a cheaper deal. As the risk in these categories increased, so did the premiums. Now, fully comprehensive is often the cheapest insurance option available.

How Can I Find Cheap Young Driver Insurance?

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Choose the right car!

It is worth checking the insurance rating for different vehicles before you buy. Choosing a car in the lowest insurance band could save you a significant sum on your premiums and work out as a better deal in the long run.

Add an experienced driver

If you are the main driver, you need to state this on your insurance, but adding an older and experienced named driver to your policy can lower your premiums. Don’t use the driver to ‘front’ your policy; it could invalidate your insurance.

Up your security

Insurers may lower your premiums if you improve security for your car such as parking in a safe place, in a good area or location and implementing a high spec alarm to ward off thieves. Using car safety devices can also help too.

Choose the right cover

You may find policy prices surprise you, choosing insurance with the most cover such as fully comprehensive, may well be the cheapest on the market. Ask MyFirstUK to compare different cover options to find you the best deal.

Avoid mods

Making your car more luxurious and powerful may seem like a good idea, but these modifications are likely to hike up your premiums. For cheap insurance for young drivers, stick to production-only models.

Top up your excess

If you have some cash saved up, it may be worthwhile increasing your voluntary excess on your insurance. This means that you’ll have to pay for repairs and replacements up to a certain amount. Increasing your excess can lower your premiums.

Install a black box

This method is considered a much fairer way to determine premium costs and could save you a lot of money. Ask us about the best black box insurance policies that analyse your driving style, rather than your demographic.

Consider night curfews

Some insurers will make their policies cheaper by imposing curfews. They may ask that you don’t drive between 11pm and 6am, as this is the time when the most serious accidents occur.

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