Car insurance for young drivers

Low-cost, high-quality car insurance for young drivers
Get a quote

Our customers love us!

We are multi-award winning

Helping you to get on the road

We know it isn’t always easy to find car insurance for young drivers at an affordable price. We work hard to find cheap car insurance policies that give the best coverage for all young and new drivers, whether they are learning or have passed their test.

Whatever car insurance type you are looking for, MyFirstUK can help. We specialise in finding young and learner drivers the cheapest deals on the market. From using satellite technology and apps to monitor your driving style to limiting the hours you drive, we can uncover a range of money-saving solutions to bring you the best deal on car insurance for young drivers.

What’s more, we even offer a range of exclusive finance schemes to suit every budget. Whether you want to cut costs by paying for an annual policy upfront or would prefer smaller manageable monthly payments we can help with your quest to find cheap insurance for young drivers.

Get a quote

Cheaper insurance for young drivers

Don’t let high premiums inhibit your freedom. MyFirstUK can help you find cheap insurance for young drivers through a range of different insurance options. Talk to us about the best methods for your needs.

Car insurance for under 25s

For young drivers, your premiums are much higher because there is a higher likelihood you will have an accident and make a claim. You can prove you have good driving habits to reduce premiums with black box insurance.

Car insurance for young people

We do insurance for both boys and girls to get the best price possible. While this may seem unfair, MyFirstUK will shop around for you to find the best deal and cheapest premiums regardless of your gender.

Why insure with us?

We're super speedy

Use our simple online form, or speak to a friendly team member to find the best deal on your car insurance.

Young driver insurance specialists

We specialise in helping young people like you to find quality car insurance.

A proven track record

On top of our award-winning insurance, we’re proud to offer unrivalled customer service, with thousands of happy customers.

Low-cost young driver insurance with MyFirstUK

For many young drivers, enjoying the freedom of the open road and the liberating feeling after passing your test is cut short when you discover how expensive car insurance can be. For those who have just passed their driving test and those under 25 years old, car insurance premiums are high. As car insurance is a legal requirement, young drivers need to do all they can to reduce their premiums.

Aspects such as choosing a sensible, low insurance group car, installing a black box to monitor driving habits and taking further driving courses can all help to reduce premiums for cheap insurance for young drivers. At MyFirstUK, we will search high and low to bring you the best deals and offer all the help we can to help reduce your premiums and make enjoying the freedom of the open road much more affordable.

On average, young drivers will have to spend over £1,000 on car insurance. This is because young drivers are considered to have less experience and those between 18 and 24 years old are considered riskier on the roads. This is further evidenced as around 19% of young people have claimed on their insurance within the first couple of years of driving. At MyFirstUK, we want you to be able to enjoy all the benefits that driving can bring. This is why our team of experienced insurance advisors will scour the market to bring you the best deals. We only work with insurers who are pre-approved for their young driver insurance benefits.

With our expertise and our trusted insurance providers, we can find the cheapest deals with the best coverage so that owning a car is much more affordable and enjoyable. At MyFirstUK, we can check through all of the insurance options to find the cheapest insurance for young drivers. As each insurer is different, we will review the terms carefully to ensure you are making the right choice for you and your vehicle.

The three types of car insurance

Third party

This is the minimum level of cover you can need by law. This coverage will only pay out if you cause damage to other people’s property or need to pay compensation or injury-related costs to other people. Third party insurance does not cover you as the driver; it also won’t cover repairs or replacement of your vehicle. Despite having the lowest coverage, third-party insurance is typically the most expensive as the drivers that usually choose this policy are 18% more likely to crash.

Third Party Fire and Theft

As well as the coverage you receive with third party insurance, this type of policy will also cover you if your car is stolen or damaged by fire. This type of insurance can be ideal for those with a cheaper vehicle. However, similar to third party insurance, it is often not the most competitive policy available.

Fully Comprehensive

This type of insurance has the highest level of cover. It will cover damage to third party vehicles as well as damage to your own vehicle. It will also cover a high range of causes of damage such as accidents as well as fire and theft. Fully comprehensive insurance used to be the most expensive. However, younger drivers then started to opt for third party and third party fire and theft insurance to get a cheaper deal. As the risk in these categories increased, so did the premiums. Now, fully comprehensive is often the cheapest insurance option available.

How Can I Find Cheap Young Driver Insurance?

Get a quote

Choose the right car!

It is worth checking the insurance rating for different vehicles before you buy. Choosing a car in the lowest insurance band could save you a significant sum on your premiums and work out as a better deal in the long run.

Add an experienced driver

If you are the main driver, you need to state this on your insurance, but adding an older and experienced named driver to your policy can lower your premiums. Don’t use the driver to ‘front’ your policy; it could invalidate your insurance.

Up your security

Insurers may lower your premiums if you improve security for your car such as parking in a safe place, in a good area or location and implementing a high spec alarm to ward off thieves. Using car safety devices can also help too.

Choose the right cover

You may find policy prices surprise you, choosing insurance with the most cover such as fully comprehensive, may well be the cheapest on the market. Ask MyFirstUK to compare different cover options to find you the best deal.

Avoid mods

Making your car more luxurious and powerful may seem like a good idea, but these modifications are likely to hike up your premiums. For cheap insurance for young drivers, stick to production-only models.

Top up your excess

If you have some cash saved up, it may be worthwhile increasing your voluntary excess on your insurance. This means that you’ll have to pay for repairs and replacements up to a certain amount. Increasing your excess can lower your premiums.

Install a black box

This method is considered a much fairer way to determine premium costs and could save you a lot of money. Ask us about the best black box insurance policies that analyse your driving style, rather than your demographic.

Consider night curfews

Some insurers will make their policies cheaper by imposing curfews. They may ask that you don’t drive between 11pm and 6am, as this is the time when the most serious accidents occur.

Trusted by thousands of young drivers

Life’s one big journey.
Let’s get you on the road.

Get a quote
Fastest quote call now! 
0333 305 5116